Abstract:
The mobile payment market is currently under transition with a history of numerous tried
and failed solutions and a future of promising but yet uncertain possibilities with contactless
RFID and other new potential technologies. At this point of the development we take a look
at the current state of the mobile payment market, review prior literature on mobile payment
services, analyze the different factors that impact the market, and give directions for future
research on this still emerging field. To facilitate the analysis, we pro ose a framework of
four contingency and five competitive factors, and organize the contemporary mobile
payment research under the proposed framework.
