Abstract:
Mobile payments involve the use of a mobile device
and one or more wireless technologies. As the field is
at an early stage of development, there is still a lot of
uncertainty about which of available wireless
technologies will lead to the most successful solutions.
Cellular networks, Near Field Communication,
infrared and Bluetooth are analysed in terms of their
suitability for mobile payments. This paper tries to find
out which of these technologies can lead to systems
that the user will be most likely to accept. Acceptance
factors discovered in the author’s previous research
are used in this analysis: perceived ease of use,
usefulness, mobility, trust and cost. The study reveals
which of the technologies are likely to best fulfil each
of the acceptance criteria.
